Mexico Auto Insurance

Mexico Auto Insurance
Insurance for a Mexican Plated Vehicle, Scooter or Motorcycle? Go to the Mexican Plated Vehicle page.

Lowest Price Guarantee

Our online Policy Premiums are the Lowest Anywhere for the Same Company, Same Coverage and Identical Policy Level. We Guarantee It.

If you are driving your foreign-plated vehicle (USA, Canada) into Mexico, TioCorp offers the Lowest Cost anywhere for Mexico Automobile Insurance purchased online. Guaranteed. If you find a lower cost for the same coverage, let us know and we will Refund the Difference Plus 10%.

Don't be fooled by loss leaders offered by many online companies...policies that do not have all the coverage features that are essential to driving in Mexico. Some of those loss leaders don't even provide legal protection as part of their package. TioCorp policies have legal protection included at no extra cost.

You should also be aware that most of the online companies do not have offices in Mexico. We do, and we understand the Mexican legal system as well as the Mexican insurance system. You can feel secure in purchasing an online policy from TioCorp, knowing that when you are in Mexico, we are there too.

Online Applications - it's easy

It’s easy to issue your policy online in just minutes. When You Are Done, your Policy Will be Immediately Emailed to You. It will help you to have the following information handy:

  1. Drivers License
  2. Vehicle Identification Number (from your vehicle Title or Registration)
  3. Vehicle license plate number
  4. Name of U.S. insurance company, policy number, and expiration date
  5. A credit card (Visa, Mastercard, AMEX)
Do Not Over-Insure

Check the value of your vehicle and only acquire coverage to that value. Insurance companies will not pay more than book value. Check the Kelly Blue Book value.

Booking in Advance - Time  Limitation

Online Applications for auto insurance can not be processed more than 30 days in advance of the policy commencement date. You can obtain a quote, but will not be able to purchase more than 30 days in advance.

Motorcycles and Scooters

Please refer to the Mexico Motorcycle Insurance page

Classic Vehicles

Classic vehicles can be insured for value, but this must be done by e-mail or telephone. Contact us and we will obtain full coverage quotes from several companies to obtain the most competitive rate for your value. We recommend that you have a current Classic Vehicle Appraisal to support the value you declare.

Call toll free from the USA or Canada 1-888-712-7023 or email TioCorp Insurance.

Tourist Coverage

Mexico Auto Insurance policies for foreign plated cars (USA and Canada) are referred to as "Tourist Policies", meaning that the vehicles are not Mexican plated.

TioCorp selects from only major international companies and the choice depends upon your needs and coverage limits.

Things You Should Know

  • If you are insured in Canada or the USA, your insurance does Not Cover you in Mexico. You Must have Mexican Auto Insurance.
  • The Maximum Liability coverage available in Mexico is significantly lower than what you would require to drive in the USA or Canada. The legal system does not accommodate large liability claims and insurance companies design their Mexico Auto Insurance policies accordingly.
  • When purchasing insurance coverage to drive in Mexico, it is worth using a Mexico-based agency such as TioCorp with licenced bilingual agents who understand the country’s laws and systems… Far better than trying to deal with an on-line agency with no office in Mexico and with English-only service when something goes wrong.
  • Many sellers of insurance in Mexico are unlicenced and have no relationship with the insurance company whatsoever. They may simply be the local automobile service shop, a local buying club or other entity. Unfortunately, some even open an insurance "office" with unlicenced agents. Be careful. Ask yourself, who will help you if you need assistance in settling a claim, or need legal assistance to gain your freedom after an accident. You need a licenced agency. TioCorp agents are licenced and we deal directly with the insurance companies on your behalf.
  • Legal assistance coverage is a must-have in Mexico to deal with Napoleonic laws in the event of an accident.  At the time of an accident, it is not unusual to find that everyone involved is held in custody until matters can be sorted out.  Legal assistance is critical and legal assistance coverage is included in all of our policies at no extra cost.
  • Multiple-policy discounts are available to clients who purchase other insurance products with TioCorp. Please check with us for details.

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Helpful Mexican Insurance Links
Essential information you should know before traveling to, and from Mexico:

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